How To Buy A Car With A CPN Number

How To Buy A Car With A CPN?

Can I buy an automobile or car with a CPN? The answer to that question is, yes, you can buy a vehicle. However, you cannot go over $50,000. And the reason is because it’s a new established number, it doesn’t have any history on it, so most dealers would not agree to let you have a vehicle over $50,000.

“If you gonna try to get a vehicle, at least add two trade lines to your CPN, and that will get your FICO

score up to between 730, 750. And so your credit will be strong.In terms of purchasing a vehicle with a CPN, yes, you can buy a vehicle with a CPN, but you just can’t go over $50,000.

I was talking to the dealer here, she stated that Tesla cars start at about $70,000, so you would have to at least come with between $15,000 to $20,000 down in order for them to underwrite the loan.

I know a lot of you are trying to get into the trucking industry, buying big semis and everything. You can. There are trucking leasing companies that will allow you to get a 18 wheeler rig under the CPN, those loans are considered commercial loans, so they are underwritten a different way.

In reference to your vehicles, especially a lot of you guys want to get luxury vehicles, just keep in mind, you cannot go over $50,000.


If you buy a package from us you will want to get at least package #2 or #3 and add at least 1 tradeline to it since we will add a tradeline with your package.

Give us a call and we can describe the step by step specifics of working with a car dealership with your CPN number.